余官胜

• 1:福建师范大学经济学院

摘要(Abstract)：

随着信息技术发展和互联网普及，数字金融已成为我国信贷资金的重要来源和经济发展的重要推力，本文以此为背景研究数字金融发展对企业研发创新的影响。本文匹配北京大学数字金融研究中心城市层面数字金融发展指标与国泰安上市公司数据库，开展实证研究发现数字金融发展能通过增加企业研发投入促进创新，该结论也通过了工具变量回归和多维度稳健性检验的有效验证。本文也发现数字金融发展影响企业研发投入的内部传导机制为增加营业利润和流动资产，外部传递机制为增大城市科技支出和人力资本规模。此外，本文进一步研究发现企业较低的经营效率和较高的资金周转速度会削弱数字金融发展产生的研发创新正向效应强度。本文的研究在总体上从企业研发创新角度为数字金融长期经济发展提供了有效佐证。

关键词(KeyWords)： 数字金融;研发投入;创新;上市公司

Abstract:

Keywords:

基金项目(Foundation): 福建省社会科学基金重点项目“中国从对外直接投资大国向强国转型的推动因素与政策研究”(FJ2022A021)的资助

作者(Author): 余官胜

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