老年需求、养老保险基金债券与城乡二元经济结构Demand of Elderly and Pension Fund Bond under Urban and Rural Economic Structure
武康平,张雪峰
摘要(Abstract)：
在中国农村和市场二元经济结构下,养老保险基金债券的出现是中国过去20年里重要的经济现象之一。本文从理论上为政府发行养老保险基金债券对老年市场资源配置的影响提供一个合理性证明。我们研究了中国政府依靠养老保险基金债券的发行机制来改善老年消费和储蓄结构的实现过程。研究发现,中国政府过度发行养老保险基金债券会影响老年需求市场的无效率配置。这个过程就是,政府应该适当减少养老保险基金债券发行规模,通过提高债券价格增加老年消费者短期消费和减少储蓄虚拟化的程度,从而提高老年消费者消费积极性,进而改善二元经济结构下老年人的福利。
关键词(KeyWords)： 老年需求;养老保险基金债券;城乡二元经济结构
基金项目(Foundation): 土地政策与房地产金融在经济增长中的作用研究,高等学校科技创新工程重大项目培育资金项目,教育部重点项目,项目编号:708007
作者(Author): 武康平,张雪峰
DOI: 10.16513/j.cnki.cje.2014.02.008
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- Bradford M.1996.Implicit Budget Deficits:The Case of a Mandated Shift to Community-Rated Health Insurance[R].Cambridge,MA:National Bureau of Economic Research working paper No.5514.
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